Tuesday, March 17, 2009

STOP Buying Health Plans and START Buying Health Insurance!: An Easy-To-Understand Guide to the How and Why of Consumer Directed Healthcare (HSAs, HRA

STOP Buying Health Plans and START Buying Health Insurance!: An Easy-To-Understand Guide to the How and Why of Consumer Directed Healthcare (HSAs, HRAs and Deductible-First Medical Insurance)

We are all excellent consumers. We collectively have no problem clearly identifying what we want, how we want it and when the price is right. We make our educated presence known in almost every marketplace except one— healthcare. Managed care and its first dollar benefits have created a problem and the solution is … consumer directed healthcare. We can fix our system of healthcare and your second largest business expense, behind payroll, if we stop buying health plans and start buying health insurance.

About the Author
Jeffrey Ingalls is the President of The Stratford Financial Group. Jeffrey has spent his sixteen-year insurance career solely within the realm of employee benefits. Jeffrey is the host of a weekly radio broadcast, “For Your Benefit” on which he discusses topics relative to employee benefits live each Sunday morning. Jeffrey lives in Cedar Grove, New Jersey with his wife, Lisa and his three children; Atticus, Holden and Denham.

Daniel Ritter is the Chief Executive Officer and owner of The Stratford Financial Group. Daniel’s insurance experience spans the gamut from individual life insurance to employee benefits and everything in-between. His peers consider Daniel the consummate entrepreneur and while his insurance career spans over twenty-one years, he founded The Stratford Financial Group in 1997. Daniel resides in Basking Ridge, New Jersey with his wife, Lisa and two children; Kevin and Alyssa.

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